Attention homeowners in Indianapolis and Marion County: Get an Appraisal today!

Here are the top seven reasons IN homeowners hire Doty Appraisals, Inc.:

Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge property tax assessments
Remove PMI to lower their mortgage payment
To reinstate their Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
In the case of a IN divorce, where real estate property needs to be divided
Settle an estate in IN by determining the true market value of real estate in question

Need help deciding the value of your home in or near Indianapolis, IN?
Contact Doty Appraisals, Inc..

At Doty Appraisals, Inc., we understand the individual needs of a customer after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value opinion than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At Doty Appraisals, Inc., we're experts in helping clients just like you abolish unwanted PMI insurance.

Challenge Tax Assessment

Lets say your house is not appreciating as much as other homes close to yours -- your local tax assessor may have your house overvalued. This means you're paying higher taxes than you should be paying. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Doty Appraisals, Inc. is your #1 weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can this be disadvantageous from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Doty Appraisals, Inc. can help you reinstate your home equity line of credit with a professional appraisal.

Need Field and Desktop Appraisal Review Services?

Do you need an expert to double-check your appraisal for accuracy, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? Doty Appraisals, Inc. offers field reviews where we'll go out and check the subject and comparables. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Doty Appraisals, Inc. can help with that too. While typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your home.